2103 N FSR 289, Payson, AZ 85541
$4,500,000
Property Type:
Residential
Bedrooms:
7
Baths:
4
Square Footage:
3,400
Lot Size (sq. ft.):
199,505
Status:
Active
Current Price:
$4,500,000
Last Modified:
8/24/2026
Description
A truly rare opportunity to own a private, gated creekside retreat encompassing 4.58 acres of natural beauty, tranquility and historic Arizona charm. With approximately 400 feet of Tonto Creek frontage, this remarkable property offers the soothing sounds of the creek, a fishing pond, towering pines and thoughtfully designed gathering spaces throughout. Total square footage, bedrooms and bathrooms shown in the listing include both the main and guest cabins. The 1,800+ square-foot main cabin features 4 bedrooms, 2 bathrooms, a spacious kitchen with granite countertops and breakfast bar, and an inviting living area centered around a natural-stone fireplace. French doors open to a sunroom overlooking the pond and peaceful wooded surroundings. The separate guest cabin provides approximately
Supplements: 1,600 square feet with 3 bedrooms, 2 bathrooms, a large kitchen, fireplace, pellet stove, spacious family room, two separate entrances and two private patios--ideal for guests, extended stays or a variety of other possibilities. A historic barn adds distinctive character and offers flexible space for gatherings and events, complemented by an outdoor BBQ area and large ramada. Additional improvements include a detached two-car garage with an attached workshop and storage area, plus a separate additional building. Outdoor amenities include a covered pavilion and patios, hot tub, sauna, an expansive newer deck overlooking the creek, and a gas fire pit within a built-in creekside gathering area. Whether envisioned as a private retreat, multigenerational property or an extraordinary setting with future possibilities, this one-of-a-kind creekfront offering would be difficult to duplicate. Zoned General Use (GU) and Agricultural, with documented Tonto Creek water rights. Buyer to independently verify permitted uses, square footage and all facts material to the buyer. Experience this remarkable slice of heaven on earth.
More Information MLS# 7070441
Contract Information
List Price: $4,500,000
Status: Active
Current Price: $4,500,000
List Date: 2026-08-22
Type: Exclusive Right To Sell
Ownership: Fee Simple
Co-Ownership (Fractional) Agreement YN: No
Location Tax Legal
House Number: 2103
Compass: N
Street Name: FSR 289
St Suffix: --
City/Town Code: Payson
State/Province: AZ
Zip Code: 85541
Country: US
County Code: Gila
Assessor Number: 303-03-094-F
Subdivision: TONTO CREEK ESTATES
Tax Year: 2025
General Property Description
Dwelling Type: Single Family Residence
Dwelling Styles: Detached
Exterior Stories: 2
# of Interior Levels: 2
# Bedrooms: 7
Full Bathrooms: 4
Total Bathrooms: 4
Approx SQFT: 3400
Price/SqFt: 1323.53
Guest House SqFt: 1600
Horses: Y
Builder Name: Unknown
Year Built: 1966
Lead Based Hazard Disclosure: Yes
Approx Lot SqFt: 199505
Approx Lot Acres: 4.58
Flood Zone: No
Community Pool Y/N: No
Private Pool Y/N: No
Fireplace YN: Yes
Fireplaces Total: 2
Elementary School District: Payson Unified District
High School District: Payson Unified District
Elementary School: Payson Elementary School
Jr. High School: Rim Country Middle School
High School: Payson High School
Remarks Misc
Cross Street: Hwy 260 & FSR 289
Directions: Hwy 260 East from Payson to Forest Service Rd 289 (also known as Zane Grey Hwy) and turn left. Go approximately 2 miles to gated property on right (brown sign past Christian Camp shows 2097 before gate on right)
Geo Lat: 34.358112
Geo Lon: -111.097456
Legal Info
Township: 11N
Range: 12E
Section: 09
Lot Number: 7
Basement
Basement Y/N: N
Items Updated
Bath(s) Yr Updated: 2025
Parking Spaces
Garage Spaces: 2
Total Covered Spaces: 2
Residential Propane Tank
Residential Propane Tank: Leased
Propane Underground Y/N: No
Showing Notification Methods
Showing Service: Aligned Showings
DPR Eligible
DPR Eligible: No
Property Features
Special Listing Cond: N/A
View: Mountain(s)
Master Bathroom: Double Vanity
Master Bedroom: Split
Additional Bedroom: Master Bedroom Walk-in Closet
Fireplace Features: Pellet Stove; Wood Burning Stove; Fireplace Living Rm; Fire Pit; Other; See Remarks
Flooring: Carpet; Laminate; Linoleum; Stone; Vinyl; Other
Window Features: Dual Pane
Spa: Above Ground
Dining Area: Breakfast Bar; Dining in LR/GR
Kitchen Features: Electric Oven; Electric Range; Disposal; Dishwasher; Built-in Microwave; Refrigerator; Granite Counters
Laundry: Washer Included; Dryer Included; Stacked Washer/Dryer; Inside
Other Rooms: Arizona Room/Lanai; Guest Qtrs-Sep Entrn; Separate Workshop
Interior Features: Skylight(s); Vaulted Ceiling(s); Water Purifier
Exterior Features: Built-in BBQ; Covered Deck; Playground; Covered Patio(s); Gazebo; Open Deck; Patio; Private Street(s); Pvt Yrd(s)/Crtyrd(s); Screened in Patio(s); Separate Guest House; Storage; Other
Other Structures: Barn(s); Shed(s); Workshop
Parking Features: Detached Garage; Detached; Gated; RV Access/Parking; Separate Strge Area
Road Access Type: Private Road
Road Responsibility: County Maintained Road
Construction: Wood Frame
Const - Finish: Log Siding; Stone; Other (See Remarks)
Roofing: Composition
Cooling: Central Air; Ceiling Fan(s)
Heating: Baseboard; Forced Air; Electric; Other; See Remarks
Plumbing: Tankless Ht Wtr Heat; Electric Hot Wtr Htr
Utilities: APS; Propane
Water Source: Pvt Water Company
Sewer: Septic Tank; Septic-In & Connected
Services: County Services
Fencing: Block; Partial; Other; See Remarks
Property Description: Borders Preserve/Public Land; Waterfront Lot; Street(s) Not Paved; Rural
Landscaping: Grass Front; Grass Back
Horse Features: Barn; See Remarks
Showing Notification Methods: Text; Phone Call
Lockbox Type: None
Possession: Close of Escrow
Association Fee Incl: No Fees
Existing 1st Loan: Treat as Free&Clear
Existing 1st Loan Terms: Non Assumable
New Financing: Cash; VA; FHA; Conventional
Disclosures: Seller Discl Avail; Agency Discl Req
Listing Office: Present Properties
Last Updated: August - 24 - 2026
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